Micro-SIP (≤₹100/mo) Directory
Verified equity and index funds officially accepting monthly SIPs of ₹100, ₹50, or ₹10 for frictionless micro-investing.
Pocket-Money Micro-SIP Mutual Funds (53 Verified Schemes)
Verified direct schemes accepting Minimum Installment Amount (MIA) ≤ ₹100/month
What is MIA (Minimum Installment Amount)?
Retail Micro-InvestingMIA is the lowest permissible monthly SIP mandate approved in the fund's statutory SID/KIM filings. While conventional funds mandate ₹500 to ₹1,000/month, these verified schemes empower college students, beginners, and micro-savers to compound wealth starting from just ₹10 to ₹100/month with zero friction.
Industry-first ₹10 minimum monthly installment amount for zero-barrier Nifty 50 compounding.
Direct ₹10 monthly SIP into India's top emerging bluechip champions.
Ultra low-cost ₹10 micro-SIP capturing the growth of 150 mid-cap enterprises.
Pocket-money international tech exposure (Apple, Microsoft, Nvidia) starting at ₹10/month.
Diversified entire US economy exposure tracking Vanguard Total Stock Market at ₹10/month.
Start compounding in India's premier small-cap fund with official ₹100 monthly SIP.
Accessible ₹100 monthly allocation in established tier-1 bluechip leaders.
One of India's oldest and largest mid-cap compounding engines supporting ₹100 SIPs.
Mandatory 25% Large, 25% Mid, and 25% Small Cap diversification starting at ₹100/month.
Unconstrained market-cap stock picking with ₹100 minimum monthly installment.
Direct Gold accumulation backed by 99.5% physical vaulted gold bars at ₹100/month.
Physical 99.9% fine silver accumulation without needing a broking or demat account.
Automated multi-asset allocation across Equity, Debt, and Gold starting at ₹100/month.
Dynamic risk-managed equity hedge buffer for conservative monthly savers.
Low-cost passive replication of India's benchmark Nifty 50 index at ₹100/month.
Low-volatility large-cap compounding for first-time retail savers via 'Chhota SIP'.
Systematic monthly accumulation in high-growth small-cap enterprises starting at ₹100.
India's flagship value fund focusing on margin-of-safety companies at ₹100/month.
Pioneering multi-asset strategy balancing Equity, Debt, and Commodities starting at ₹100.
Proven 20+ year balanced wealth creator accessible with ₹100 monthly installments.
Digital gold hedge accessible for micro-savers starting at ₹100/month.
Direct low-cost Nifty 50 passive index tracking at ₹100/month.
Participate in Quant's high-momentum small cap strategy starting at ₹100/month.
Flexible multi-cap allocation across market cycles for ₹100/month.
High-conviction quantitative momentum across mid-sized businesses at ₹100/month.
Dynamic VLRT framework adjusting across large, mid, and small caps with ₹100 monthly SIP.
Section 80C tax-saving with quantitative momentum selection starting at ₹100/month.
Dynamic dual precious metals allocation (Gold & Silver) starting at ₹100/month.
High-quality small-cap allocation accessible for college students and beginners.
Quality-focused mid-cap compounder portfolio supporting ₹100 monthly SIP.
Tier-1 large-cap corporate leaders accessible with ₹100 monthly installment.
Digital gold accumulation for micro-savers without demat or locker costs.
Leading US tech index fund accessible via domestic units starting at ₹100/month.
Total Indian market exposure across all 500 companies with ₹100 monthly SIP.
One of India's largest and most liquid passive index funds starting at ₹100/month.
Top-performing smart-beta momentum factor index accessible at ₹100/month.
Growth-oriented Section 80C tax saver accessible with ₹100 monthly SIP.
High-growth Indian IT and digital ecosystem leaders accessible with ₹100 monthly SIP.
Disciplined value-conscious small-cap portfolio compounding at ₹100/month.
Consistent small-cap outperformer with low portfolio churn accepting ₹100 monthly SIP.
Quality-at-reasonable-price (QARP) flexi-cap compounder starting at ₹100/month.
Dependable bluechip allocation with low downside capture ratio starting at ₹100.
Balanced blend of large-cap resilience and mid-cap alpha starting from ₹100/month.
One of the longest track records among tax-saving equity schemes starting at ₹100.
Simple 50:50 passive allocation across Nifty 100 and Nifty Midcap 150 at ₹100/month.
India's first passive ELSS index fund qualifying for Section 80C tax deduction.
Total market exposure tracking 750 Indian companies covering 96% of free-float capitalization.
Ultra-low tracking error passive Nifty 50 compounder starting at ₹100/month.
Next generation of Indian industry leaders tracking Nifty Next 50 at ₹100/month.
Flagship institutional-grade index fund from India's largest private AMC at ₹100.
Equal 2% weight in all Nifty 50 companies eliminating top-heavy market concentration.
Consistent tier-1 active large-cap wealth creator accessible with ₹100 monthly SIP.
India's largest bank-backed AMC offering pocket-money micro-SIPs at ₹100/month.