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30-Sec IMPS

Instant Liquid (T+0) Directory

SEBI-approved Liquid schemes providing 24x7 instant bank withdrawals up to ₹50,000/day within 30 seconds via IMPS.

Curated list. Scheme selection is editorially maintained and verified against AMC SID/KIM filings, AMFI and SEBI disclosures. NAVs shown are live from AMFI. Any metric that cannot be verified from an official source is shown as "Info Not Available". Always confirm current terms on the AMC's official website before investing.

24x7 Instant Access Liquid Funds (8 Schemes)

SEBI Instant Access Facility ($\le$ ₹50,000 in 30 seconds via IMPS)
Liquid Debt24x7 Instant Access
Nippon India Liquid Fund - Direct Plan - Growth

Credit directly to registered bank account 24 hours a day, 365 days a year with zero exit load after 7 days.

Instant Limit:₹50,000 or 90% of value/day
Payout Speed:< 30 seconds via IMPS (24x7)
Facility Name:Nippon India Instant Access Facility
Latest NAV:Info Available
Details
Liquid DebtInsta-Cash Facility
ICICI Prudential Liquid Fund - Direct Plan - Growth

Instantly accessible emergency reserve yielding ~6.8%-7.2% annualized with sovereign and AAA paper safety.

Instant Limit:₹50,000 or 90% of value/day
Payout Speed:Instant IMPS (under 1 minute)
Facility Name:ICICI Insta-Cash
Latest NAV:Info Available
Details
Liquid DebtHDFC Instant Access
HDFC Liquid Fund - Direct Plan - Growth

India's largest liquid fund with deep liquidity and seamless round-the-clock redemption to bank account.

Instant Limit:₹50,000 or 90% of value/day
Payout Speed:Instant IMPS
Facility Name:HDFC Instant Access Facility (IAF)
Latest NAV:Info Available
Details
Liquid DebtInsta-Redeem
Aditya Birla Sun Life Liquid Fund - Direct Plan - Growth

Immediate cash liquidity via IMPS with high credit quality sovereign and banking instruments.

Instant Limit:₹50,000 or 90% of value/day
Payout Speed:Instant IMPS
Facility Name:ABSLMF Insta-Redeem
Latest NAV:Info Available
Details
Liquid DebtDSP Insta-Cash
DSP Liquid Fund - Direct Plan - Growth

Safe short-term parking with institutional credit risk filters and 24x7 emergency withdrawal.

Instant Limit:₹50,000 or 90% of value/day
Payout Speed:Instant IMPS
Facility Name:DSP Insta-Cash
Latest NAV:Info Available
Details
Liquid DebtAxis Insta-Access
Axis Liquid Fund - Direct Plan - Growth

Instant liquidity backed by high quality treasury bills and commercial paper.

Instant Limit:₹50,000 or 90% of value/day
Payout Speed:Instant IMPS
Facility Name:Axis Insta-Access
Latest NAV:Info Available
Details
Liquid DebtSBI Insta-Redeem
SBI Liquid Fund - Direct Plan - Growth

Backed by India's largest public sector AMC for absolute peace of mind and instant access.

Instant Limit:₹50,000 or 90% of value/day
Payout Speed:Instant IMPS
Facility Name:SBI Insta-Redemption
Latest NAV:Info Available
Details
Liquid Debt100% Sovereign T-Bills
Parag Parikh Liquid Fund - Direct Plan - Growth

Invests exclusively in 100% Sovereign Tri-Party Repos (TREPS) & Government T-Bills with 0% corporate credit risk.

Instant Limit:₹50,000 or 90% of value/day
Payout Speed:Instant IMPS
Facility Name:PPFAS Instant Access
Latest NAV:Info Available
Details