MFCompareMutual Fund Analytics
Personal Investor DNA Assessment

Discover Your Investor Risk Profile

Answer 8 quick questions to calculate your risk tolerance score and receive a tailored asset allocation model based on SEBI & AMFI risk guidelines.

Investor Risk ProfilerQuestion 1 of 8

What is your primary investment time horizon for this capital?

How long do you intend to keep your money invested before needing it?

Important Disclaimer & Non-Advice Notice:This Risk Profiler assessment is for educational and self-assessment purposes only and does not constitute financial or investment advice. MF Compare is not a SEBI-registered Investment Adviser (RIA), Research Analyst (RA), or Registered Mutual Fund Distributor. Mutual fund investments are subject to market risks. Please conduct your own independent research and consult a SEBI-registered financial adviser before making any investment decisions.

Understanding SEBI's 5 Investor Risk Categories

How portfolio risk and recommended asset allocation change across different investor profiles.

Conservative (Capital Preservation)8 - 12 Points

You focus strictly on principal security, capital safety, and immediate liquidity. You have zero tolerance for negative returns.

Recommended Target Allocation:15% Equity / 75% Debt
LiquidMoney MarketArbitrageUltra Short Duration
Moderately Conservative (Income & Stability)13 - 17 Points

You prefer stability with mild capital appreciation to beat inflation. You accept short-term minor market fluctuations.

Recommended Target Allocation:35% Equity / 55% Debt
Conservative HybridEquity SavingsCorporate BondLarge Cap Index
Moderate / Balanced (Wealth Growth & Risk Control)18 - 22 Points

You seek balanced long-term wealth growth with steady portfolio risk. You can stay invested through 3+ year market cycles.

Recommended Target Allocation:50% Equity / 40% Debt
Balanced AdvantageFlexi CapLarge & Mid CapMulti Asset
Aggressive / Growth (High Capital Growth)23 - 27 Points

You are willing to withstand 15–20% market dips in pursuit of high long-term CAGR wealth creation over 5+ years.

Recommended Target Allocation:80% Equity / 15% Debt
Flexi CapMid CapLarge CapAggressive Hybrid
Very Aggressive (Maximum Alpha)28 - 32 Points

Experienced growth investor seeking maximum long-term CAGR across multi-year cycles. Unfazed by 30%+ market swings.

Recommended Target Allocation:95% Equity / 0% Debt
Small CapMid CapSectoral/ThematicFocused Equity
Statutory Regulatory Disclaimer & Self-Research Notice

MF Compare (mfcompare.in) is an independent educational tool, research simulator, and financial calculator platform. We are not a SEBI-registered Investment Adviser (RIA), Research Analyst (RA), or Registered Mutual Fund Distributor.

The Risk Profiler tool, asset allocation models, and category suggestions generated by this questionnaire are for educational self-assessment purposes only. They do not constitute financial advice, investment recommendations, or an offer to buy or sell any mutual fund schemes. Mutual fund investments are subject to market risks; please read all scheme-related documents carefully and consult a SEBI-registered financial adviser before making any investment decisions.